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Long Term Care

Long Term Care

November 17, 2023

November is Long Term Care Awareness Month. When you hear “long-term care” you may think of nursing home care. It’s important to know that long-term care is not a place; it is an event that should be planned for and is part of comprehensive retirement planning. It may also be a very real and important concern for the elders in your life now or in the future.

Steps you can take:

  • Be sure you have a plan for your long term care. Having a plan keeps your options open to pay for the kind of care you prefer and can help to preserve your legacy. Let us know if you would like to learn more about long term care planning.
  • Health insurance (including Medicare) doesn’t cover the costs of long term care. If you find yourself or your spouse needing it, you will either pay from your own resources or through Medicaid. Know the facts about Medicaid – what it covers and how you qualify. Medicaid LTC FAQ’s is a good place to find the facts.
  • Visit or for information on services, resources, advocacy, and more.
  • If you are a caregiver, be sure you are getting the support you need. Visit MyHealthFinder for resources and information on dealing with stress and other factors of caregiving.

Let us know if you have any questions or would like to discuss long-term care as a part of your financial plan.